The sales your business needs to make in a year before you can leave your job. Answer four questions and you’ll have it.
Rent or mortgage, bills, food, travel, the lot. What you need to take home.
Business income goes up and down. 20% is a sensible start.
Out of every £100 of sales, how much do you keep after costs? Not sure? Services are often 40–60%, products 20–30%.
Sales in the last 12 months. Leave it blank if you haven’t started.
A rough guide, not financial advice. It uses 2026/27 UK income tax and National Insurance for an employee salary and ignores business taxes, pensions and student loans.
I work full time and run three businesses on the side. I leave when they turn over £200k a year, not before. I update the number every month on YouTube.